Coconut Creek Roofing

Florida's 25% Roof Replacement Rule, Explained

Under Florida's 25% rule (FBC-Existing Building Β§706), if more than 25% of a roof is repaired or replaced within any 12-month period, the entire roof generally must be brought up to current code. The most important exception: roofs that were permitted after March 1, 2009 are typically exempt because they already meet a recent code edition. This rule often decides whether a big repair becomes a full replacement.

How the rule works in practice

Say a storm damages a third of your roof. Because that exceeds 25%, the code generally requires the whole roof β€” not just the damaged section β€” to be brought to current HVHZ standards. At that point, a full replacement is often more cost-effective than a partial repair plus code upgrades.

The post-2009 exemption

If your roof was permitted after March 1, 2009, it likely already meets a recent code edition, so a repair under 25% can usually proceed without a full-roof upgrade. Pulling your permit history tells you where you stand β€” something we check during a free inspection.

Frequently asked questions

It applies to most repairs that affect more than a quarter of the roof within 12 months, unless your roof was permitted after March 1, 2009. A free inspection plus a quick permit-history check confirms whether it applies to you.

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